The Boyenga Team | Silicon Valley REALTORS®

Silicon Valley Short Sale Experts the #1 Alternative to Foreclosure

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1.Is your loan a first lien mortgage originated on or before January 1, 2009?
2.Is your mortgage delinquent, or default is reasonably foreseeable?
3.Is your unpaid principal balance on the loan less than $729,750?
4.Does your total monthly mortgage payment exceed 31% of the gross income for all borrowers?

If you answered 'YES' to any of the above questions, then please complete the form below to start your short sale process.

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Short Sale Process:

  • Negotiate with your lender to remove bad mortgage debt

  • Locate a rental property for you during the process

  • Help assist in credit repair

What is a Short Sale?

A Short Sale is a sale of real estate in which the lender agrees to take less than the amount owed on the debt, in return for the sale of the property to a third party, usually at no cost to the borrower and in most situations, the lenders will remove any further mortagage debt to the homeowner.

Why a Short Sale?

Short Sales are your best defense against Foreclosure. Additionally, short sales release homeowners from bad mortgage debt and provide a fresh start without major damage to your credit report.

VIEW SAMPLE SHORT SALE APPROVAL LETTERS FROM THESE BANKS

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 Bank of America

 Chase Manhattan

 Wells Fargo

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